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This email and any attachments are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this message in error, please notify the sender immediately and delete it from your system. Any unauthorised review, use, disclosure, or distribution is prohibited.

While Garde Capital (Pty) Ltd takes reasonable precautions to ensure that emails and attachments are free from viruses or malicious code, we cannot accept liability for any loss or damage resulting from the use of this message or its attachments.

Garde Capital (Pty) Ltd may process personal information contained in this email in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA) and our internal data protection policies.

Garde Capital (Pty) Ltd is a registered company in South Africa (Reg. No. 2017/031233/07). Registered office: Office 7b, The Woodmill, Vredenburg Road, Stellenbosch, 7600. Directors: Shaun Slabber ; Charl du Plessis.

Opinions or advice expressed in this email are those of the author and not necessarily those of Garde Capital (Pty) Ltd. No employee or agent is authorised to conclude any binding agreement on behalf of the company via email without express written confirmation from a director.